Schedule of Fees

Effective March 1, 2010

SHARE DRAFT ACCOUNT FEES
NSF $25.00 / Item
Returned Item $25.00 / Item
Stop Payment $25.00 / Item
OTHER SERVICES FEE
Items Sent for Collection $25.00 / Item
Certified Check $25.00 / Check
Money Order $1.00 / $1,000.00
Wire Transfer: Outgoing $25.00
Visa Gift Card $3.00
Debit Card Replacement $15.00
Account Reconciliation $30.00 / Hour
Account Research $30.00 / Hour
Deposited Item Return $25.00 / Item
Dormant Account $2.00 / Month after 3 years or remainder of account if under required Membership Balance
Photocopy $1.00 / Copy
Non-notification of Address Change $10.00 / Month
Statement Copy $1.00 / Page
Account Activity Printout $1.00 / Page
Check Protest $25.00 / Check
Foreign Item Processing $10.00 / Item
Stop Payment $25.00 / Item
Closed Account Fee $10.00 (or balance if lower) if closed within 90 days of opening
Bill Pay $5.00 / Month after 3 Months of non-use
Loan Late Fee $25.00 after 5 days
SHARE VALUE
Per Value of One Share $5.00