Fee Schedule
| FEE DESCRIPTION |
EFFECTIVE MARCH 1, 2010 |
| SHARE DRAFT ACCOUNT FEES |
| NSF |
$25.00 / Item |
| Returned Item |
$25.00 / Item |
| Stop Payment |
$25.00 / Item |
| OTHER SERVICES FEE |
| Items Sent for Collection |
$25.00 / Item |
| Certified Check |
$25.00 / Check |
| Money Order |
$1.00 / $1,000.00 |
| Wire Transfer: Outgoing |
$25.00 |
| Visa Gift Card |
$3.00 |
| Debit Card Replacement |
$15.00 |
| Account Reconciliation |
$30.00 / Hour |
| Account Research |
$30.00 / Hour |
| Deposited Item Return |
$25.00 / Item |
| Dormant Account |
$2.00 / Month after 3 years or remainder of account if under required Membership Balance |
| Photocopy |
$1.00 / Copy |
| Non-notification of Address Change |
$10.00 / Month |
| Statement Copy |
$1.00 / Page |
| Account Activity Printout |
$1.00 / Page |
| Check Protest |
$25.00 / Check |
| Foreign Item Processing |
$10.00 / Item |
| Stop Payment |
$25.00 / Item |
| Closed Account Fee |
$10.00 (or balance if lower) if closed within 90 days of opening |
| Bill Pay |
$5.00 / Month after 3 Months of non-use |
| Loan Late Fee |
$25.00 after 5 days |
| SHARE VALUE |
| Per Value of One Share |
$5.00 |
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Summer 2010 Newsletter
HUNTER'S HOPE
BENEFIT WALK
Saturday, Sept. 18, 2010
Beaver Island State Park,
Grand Island, NY
Registration at 8:30 AM
Opening pledge is $20.00 which includes snacks, lunch, activities and entertainment.
IRA SHARES
The Credit Union is now offering Traditional and Roth IRA's. Click here for rates.
DIRECT DEPOSIT
Call the credit union office for your correct 14 digit account number when signing up for direct deposit. Please do not use the VRU number found on your statement. This is only for Home Banking and Voice Response.
BENEFICIARY
Please contact the credit union to make sure the beneficiary information on your account is up to date.
HOLIDAY CLOSINGS
LABOR DAY
Monday, September 6, 2010
Closed
COLUMBUS DAY
Monday, October 11, 2010
Closed
ATTENTION!
DEBIT CARD USERS
HOLDS may be placed on your account for gas purchases (by the gas station) when you use your card as DEBIT, rather than CREDIT.
These HOLDS can be as much as $70.00 to $150.00 and may not release for several days. This may cause other transactions to not clear your account, resulting in insufficient funds fees. Make sure to use your card as CREDIT when purchasing gas at the pump.
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