Niagara Falls: (716) 297-5944   North Tonawanda: (716) 695-1829

Current Rates

Rates as of 11/1/2018

Loan Rates

DescriptionDescriptionTerm
New and Used AutosUp to 5 yearsAs low as 2.73%
New and Used AutosUp to 7 yearsAs low as 3.73%
Credit Builder (600+ credit score)Up to 5 years12.38%
Share SecuredUp 10 years4.08%
Home Equity Line of Credit10 years4.43% fixed rate
UnsecuredUp to 5 yearsAs low as 8.47%
New and Used Boats and RVsUp to 5 yearsAs low as 5.48%
New and Used Boats and RVsUp to 7 yearsAs low as 6.48%
New and Used Boats and RVsUp to 15 yearsAs low as 7.98%

Certificate Rates

TermAPY*
6 Months0.25%
1 Year0.35%
2 Years0.50%
3 Years0.50%

Savings Rates

DescriptionAPY*
Regular Share Accounts.10%
Christmas Club.10%

*APR = Annual percentage rate. APY = Annual percentage yield.